The Process

The process to a Debt Management Plan

Upon filling out an application form, a debt specialist will contact you to determine the best way we can help you and answer any questions you may have.

Once we have received all your financial information, we will then judge whether a Debt Management Plan or an IVA solution is suitable for yourself.

If you decide to proceed with our recommended solution, we will then ask you to send us your financial information either via phone, computer or by post which will be put into a financial statement. Your financial statement will show each of your creditors your current financial position and will show that you have priority bill payments to make, such as gas, electricity, mortgage etc.

Before sending out your financial statement to your creditors, Debt Specialists will firstly agree with you a single lower monthly payment that will be both affordable to you and acceptable to your creditors.